Enterprise-wide Secure Check Printing

DbCheckPrint
Enterprise-wide Secure Check Printing

Printing and signing checks can be a costly way to make payments - both in terms of equipment, stationery and time. However, even with the advent of BACSTEL-IP, purchasing cards and internet payments, many organizations still have a requirement to print checks.

If your organization needs to print checks, then the DbCheckPrint solution is the most secure, efficient and cost-effective way to do it.

 

Eliminate dot matrix printers and check signing machines

As laser printers and multi-function devices have taken over the bulk of office printing, the heavy-duty impact printers traditionally used to print checks have become more costly to maintain. Continuous check stationery is time-consuming to load and align, as well as to separate and trim afterwards. DbcheckPrint uses state-of-the-art, flexible laser printers and A4 cut-sheet stationery, which fits easily into standard size envelopes. Pressure-seal checks are also available.

Eliminate pre-printed checks

While DbcCheckPrint uses special fraud-resistant stationery, there are no bank or check details pre-printed. The stationery is numbered and easily traceable, but there are no check numbers to void and no gaps in numbering to account for. The same template stationery can therefore be used for different accounts with different branches, or even different banks, throughout the entire organization.

Checks are usually printed onto letter paper where the top section may be used for a remittance advice or a personalised covering letter. Continuation pages for the remittance advice can be drawn from a separate paper tray as required, thereby conserving check stationery.

Protect your organization against check fraud

Most standard laser printers are not suitable for check printing - even with pre-printed checks - because the toner is too easily removed, making alteration fraud all too easy. If you do suffer from check fraud, your bank may not indemnify you if your printers do not conform to APACS standards.

The V1 Document Management check printing solution uses specially adapted laser printers, with additional security features to prevent internal misuse, as well as APACS and PIRA-approved toners to protect you against check alteration fraud.

With ‘Chip and Pin' technology making card fraud much harder, check fraud is coming back into focus. Increasingly sophisticated counterfeiting operations frequently copy check stationery, but the security devices incorporated into the V1 Document Management security stationery make it virtually un-copiable.

As well as watermarks, UV inks and holograms, the stationery incorporates numismatic designs previously only used in bank notes.

Save valuable time

By its very nature, the printing of checks needs to be closely controlled by senior staff or Directors. However, manually signing checks is not a good use of their time. checks can therefore be printed complete with authorized signatures. The scanned signatures are not stored on the computer system, but are burned into a security chip inside the printer.

DbCheckPrint allows you to use all the security of your existing business applications and network log-ins to control the printing of checks, as well as providing PIN code, password or swipe card access to checks at the printer. The audit trail from the printer records all use of signatures as well as other check printing functionality.

Software Integration

DbcheckPrint is fully-integrated with the complete V1 Document Management document management and imaging software suite. Secure check printing can be part of a comprehensive payments strategy where as many payments as possible are made electronically through BACS, with remittance details transmitted automatically via email or fax. All outputs can be automatically, electronically archived in V1 Document Management's document management solution, DbArchive, and remittance details.

Other applications

The DbCheckPrint technology can be used for numerous other applications including the production of fraud-resistant vouchers and certificates and for adding bank giro credits to invoices and statements. DbcheckPrint is available on many operating platforms including Windows and all popular variants of UNIX and Linux.

Cost Savings

  • Dramatic savings on pre-printed check stationery
  • Fewer types of stationery required
  • Eliminate wasted checks when remittance data overflows
  • Save on postage charges through United States Postal Service (USPS) addressing and barcoding

Time Savings

  • Eliminate the bursting and trimming of continuous checks
  • Eliminate check signing
  • Sort checks prior to printing
  • Separate high value checks for special treatment or manual signing
  • Combine covering letters or remittance advice notes into a single print job with the checks
  • Fewer changes of stationery during printing

Increased Security

  • Tightly integrated with your existing business ERP systems
  • checks can only be printed by authorized users with relevant passwords
  • Physical lock and key on printer
  • Additional password, PIN number or swipe card security on the printer
  • Printer and toner approved by APACS and PIRA
  • Stationery exceeds APACS regulations to deter counterfeiting and alteration fraud

Increased Auditability

  • checks can only be printed through your existing applications
  • Additional audit trail provided from the printer itself
  • Automate folding and enveloping with optical marks or barcodes on checks and remittances